Payment requests · 2 min read

When someone asks you to send it back

An unexpected incoming payment should be handled through the provider.

U.S. consumer guidance · Reviewed October 27, 2026

An illustrative example

“I sent that to you by mistake. Please return it to this other account.”

A separate outgoing payment can leave you exposed if the original transfer is later reversed.

This example is fictional and shows a common tactic.

What to look for

  • A stranger asks you to send a new payment.
  • The proposed return goes to a different person or payment service.
  • Urgency, guilt, or threats replace a support process.

A more informed next step

Do not spend the unexpected money or send a separate payment. Ask the provider to investigate and advise how to resolve the original transfer.

If you already acted

If you already sent money, report both transactions together and preserve the messages.

Find guidance for your situation →

Sources & further reading

Reviewed October 27, 2026. Provider terms and support routes can change.

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