After a scam · 2 min read

The second scam: a promise to recover your money

An offer of help can become another demand for payment.

U.S. consumer guidance · Reviewed October 27, 2026

An illustrative example

“We located your funds. Pay a processing fee and we’ll release them today.”

People who have already lost money can be targeted with claims of special recovery access.

This example is fictional and shows a common tactic.

What to look for

  • An unexpected recovery offer after you reported a loss.
  • Upfront fees, taxes, or cryptocurrency deposits.
  • A guaranteed outcome or a request for account credentials.

A more informed next step

Use your provider and official reporting routes. Independently verify anyone offering professional help; a guarantee is a warning sign.

If you already acted

Save the recovery offer and report it as another suspected scam. You do not have to continue the conversation.

Find guidance for your situation →

Sources & further reading

Reviewed October 27, 2026. Provider terms and support routes can change.

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