Pay safely
Everyday payments to people you know
A familiar contact still deserves a quick check when the request is unusual.
Check what changed
Splitting dinner with a friend is different from an urgent request sent from their new account. Confirm unexpected instructions through a conversation you start using a number you already had.
Look at the confirmation screen
Review the recipient identifier and amount in the app. A profile photo or familiar display name can be copied. Do not let a message sender talk you past a warning.
Keep account access private
A helper does not need your verification code. Open the app yourself and decide after you have checked the request.
Sources & further reading
- FTC · Mobile payment apps: avoiding scams Government guidance
- PayPal · Learn about scams Provider guidance
Reviewed October 27, 2026. Provider terms and support routes can change.